The Occupational Safety and Health Administration (OSHA) reports that up to 9,000 workers are injured on the job in the U.S. daily. In Virginia, workers’ compensation can cover wage loss benefits, medical treatment, compensation for permanent impairment, transportation to medical appointments, mileage reimbursements, prescriptions costs, home modifications, ambulatory aids, braces and other prosthetic devices.
Common job related injuries include:
- Slips and falls
- Being struck or getting caught between objects
- Motor vehicle crashes
- Hazardous substance exposure
- Overuse of muscles from repetitive tasks
The specific benefits that can be recovered after being injured on the job include:
Temporary Partial Disability (TPD): This is awarded when you are unable to return to work under your normal schedule and with normal duties. You may be on light duty or working part time. Partial disability payments help make up for earnings lost as a result of your injury.
Temporary Total Disability (TTD): If you are temporarily fully out of work because of your injuries, you may be able to receive up to 2/3 of your average earnings.
Permanent Partial Disability (PPD): If you have reached maximum medical improvement after being treated for your injuries, you may be entitled to compensation based on an impairment rating from your physician.
Permanent Total Disability (PTD): If you are unable to work completely and permanently, you may be entitled to compensation to make up for your lost wages.